Terms and Conditions
Effective date: 14 November 2026
These Terms and Conditions (“Terms”) govern use of PhotoMasterHQ at photomasterhq.com (the “Website”), operated by an individual based in Croatia (the “Operator”). By using the Website, you agree to comply with these Terms to the extent permitted by applicable law.
1. Educational information
Articles, guides, calculators and equipment discussions are provided for general information and education. They are not personalized professional, financial, legal or safety advice. You remain responsible for decisions and for checking relevant equipment instructions, specifications and safety guidance.
2. Intellectual property
Unless otherwise stated, the Website’s original written material, design and other original content are protected by applicable intellectual-property law. Third-party names, trademarks, photographs and other material remain the property of their respective owners. You may view and use content for personal, lawful purposes; reproduction, redistribution or commercial exploitation requires permission or another valid legal basis.
3. Acceptable use
Do not attempt to disrupt the Website, bypass security controls, interfere with other users or use the Website in violation of applicable law. Automated access must respect applicable technical restrictions and legal requirements.
4. External links and affiliate relationships
The Website may link to external services or merchants. We do not control their content, products, pricing, policies or availability. Affiliate relationships, where present, are explained in our Affiliate Disclosure.
5. Accuracy and availability
We make reasonable efforts to maintain accurate and useful content but do not promise uninterrupted availability or that every statement remains current. We may correct, update or remove material without advance notice.
6. Liability and mandatory rights
To the extent permitted by applicable law, the Operator is not responsible for losses arising solely from reliance on general informational content or third-party services outside the Operator’s control. Nothing in these Terms excludes or limits liability or consumer, data-protection or other rights that cannot lawfully be excluded or limited, including liability for intentional misconduct or other non-excludable grounds.
7. Privacy
See our Privacy Policy and Cookie Policy for information about data handling and device storage.
8. Applicable law
These Terms are governed by Croatian law, subject to any mandatory rights and protections that apply to you under the laws of your place of residence, including applicable EU consumer-protection rules. Nothing here deprives consumers of protections that cannot be waived by contract.
9. Changes and contact
We may revise these Terms when appropriate. The effective date above identifies this version. Questions may be sent to [email protected].